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Many finance teams assume payment processing costs are already well managed. In reality, they are rarely reviewed in detail unless there is a specific trigger. Over time, contracts roll forward, pricing structures become harder to interpret, and changes in interchange…

Many will have seen the recent damage to the Paddington Bear bench in Southampton. It was disappointing to read, not just because of what was affected, but because of what it represents to families, children, and the wider community. At…